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Who is TWG Capital?
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TWG Capital is a financial services company serving the insurance industry. Having arranged more than $250 million in assets to date, we are committed to providing independent agents, agencies, and insurance companies with the necessary capital to realize their financial goals.
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What types of services do you provide?
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TWG Capital specializes in providing capital for independent agents, agencies, and carriers to grow, reposition, or sell their business. With broad expertise in all life and health lines, we focus primarily on agents and carriers writing long-term care, Medicare Supplement, critical illness, disability and other senior market products.
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How can you help me?
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The TWG Capital discovery process begins with an initial evaluation of your business or blocks of business. While an evaluation of an entire agency may take several days, we can often work with an agent’s estimated numbers to provide the initial evaluation by phone. This is followed by a discussion about your financial objectives, as well as a customized solution and offer.
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How could this help grow my business and allow me to make more money?
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A Typical Growth Situation…
Step 1 Earn $1,000 monthly commissions on old LTC business
Step 2 Sell block to TWG Capital for $36,000
Step 3 Buy 1800 leads at $20 each
Step 4 Convert one out of 20 leads into new business at $1800 per policy
Step 5 Earn $162,000 in new first-year commissions plus the renewals you sold!
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What do you need to prepare a customized solution?
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Unlike other financial institutions, TWG Capital keeps the process simple. All we need to prepare a customized solution and offer for you is:
• Three months of commission statements
• Applicable carrier contracts and commission schedules
• A copy of your agent license
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What is the timeline for a customized solution and offer?
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TWG Capital can typically provide a customized solution and offer within 5 business days from receipt of the required documents listed above. After approval, a customer may receive their check as early as 10 days.
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What other factors do you consider in developing my customized solution?
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TWG Capital considers factors such as the payment mode, demographics, commission rates and contract requirements, ratings of carriers, and direct historical experience.
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What if I have first year commissions in my block?
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Agents typically wish to retain their larger first-year commissions, and we encourage them to do so. We can prepare pay-on-submit and pay-on-issue solutions, which include first-year commissions, if they fit your needs.
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Do my relationships with my customers or insurance companies change?
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No, the customized solution we develop and implement for you will be transparent to your clients. Depending on your situation, your carrier may assign you a new writing number. And, we always encourage you to increase business with your clients. If you are retiring or leaving the business, we may be required to replace the servicing agent, but this will be addressed in your customized solution.
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I want to experience freedom from debt. How do I get started?
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Contact us today at info@twgcapital.com or 877.TWG.CPTL(894.2785). And soon you’ll experience the freedom TWG Capital can bring.